35% of the theft of proprietary information is perpetrated by discontented employees. Outside hackers steal information 28% of the time.
Survey by N.Y. based Michael G. Kessler & Associates, Ltd., 1/6/00

2.2 million households trade over the Internet; 1.65 million banked on-line in 1999.
Meridien Research, Needham, MA - 1/00

The FDIC's insurance fund has $29 billion in it, more than at any time since the fund was started.
FDIC, Web Page

At the present time, less than 1% of all consumer bills are delivered electronically over the Internet.
American Banker, March 6, 2000, Supplement

In United States homes, 19% of household assets were in transaction accounts in 1989. By 1998 only 11% were in that type account. 10% of household assets were in certificates of deposits in 1989. Only 4% were in CD's in 1998. On the other hand, 15% of financial assets were in stocks in 1989. By 1998 almost 23% of assets were in stocks.
Federal Reserve Board's Survey of Consumer Finances, January, 2000.

The portion of families without a checking account fell continuously from 18.7% in 1989 to 13.2% in 1998. 82.6% of those without checking accounts had incomes of less than $25,000. 28% of those without checking accounts said they didn't write enough checks to make it worthwhile. Only 19% said that either minimum balances or service charges were too high.
Federal Reserve Board's Survey of Consumer Finances, January, 2000

According to Visa International, there are more than 620 million Visa-branded cards, which generate over US$1.2 trillion in annual volume. Visa is now accepted at over 531,000 ATMs in the Visa Global ATM Network.